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Loan modification involves adjusting your interest rate, the length of the loan or other factors until it's an affordable monthly payment.

"There are as many as 5 million homeowners who are struggling with their payments, who... Read More

Do I qualify for a Home Affordable Loan Modification? Answer these questions:

• Is your home your primary residence?
• Is the amount you owe on your first mortgage equal to or less than $729,750?
• Are you having trouble paying your mortgage? For example, have you had a significant increase in your mortgage payment OR reduction in your income since you got your current loan OR have... Read More

What is a Loan Modification?
A Loan Modification is a legal negotiation in which a loan’s terms, like the interest rate, the monthly payment or the term, are changed to reflect the current situation of the homeowner. This is legal and done with the approval of the lender.

Is a Loan Modification right for me?
If you are facing a rising adjustable interest rate, if you have... Read More