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Recently, some home buyers are having problems with having banks like Huntington National Bank wanting them to sign documents before they will even look at their offer.

Dear Huntington National Bank -

The addendum you are requiring potential home buyers to sign before you will even look at their offer is, in my opinion, ludicrous and borders on criminal.

I’ve seen a lot of banks... Read More

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The Energy Star® Windows Program is an excellent place for homeowners to review their options for the best energy efficient windows.

Originally, the Energy Star® Program was founded in 1992 as a labeling program headed by the Enivronmental Protection Agency (EPA). At first, the labels were put only on computers and computer monitors, but soon thereafter, the Energy Star®... Read More

How long does a foreclosure stay on your credit... Read More

How do I negotiate a mortgage refinance if I have lost my job?

Here are a few solutions that the unemployed could look into:

The most important thing for a lender is proving you have a steady source of income. For example, you may be a freelancer without a W-2. A "no-documentation"... Read More

by Guest Author Jeanelle Deppner

The perfect bathroom can be a wonderful retreat, but unfortunately remodeling a bathroom can be very expensive. A contractor can easily consume your budget because it takes a lot of time and work to remove tiles and fixtures, and install new ones. It can easily run tens of thousands of dollars. If you want to update your bathroom but cannot... Read More

Good credit score ratings, money down and a good realtor will get you a home. But what are the mystery ingredients of your credit scores?

And there are 3 credit score ratings to take into account…Experian, TransUnion and Equifax which create a special scoring model developed by Fair Isaac Corporation, the “FICO” score.

1. Your debt-to-income ratio, which is the comparison... Read More

by Guest writer Brandon Cornett

It is particularly despicable when companies prey on people who are in financial distress. Unfortunately, there is no shortage of such companies. Just take a look at the mortgage industry and the current economic recession we are in. With so many people facing foreclosure on their homes, there has been a huge rise in foreclosure prevention... Read More